LOAN PROGRAMS

Construction and Bridge Loans - Need a loan for building a custom home?

Debt Consolidation - Lower your monthly payments.

FHA & VA Loans - Want more information on government loans?

First Time Buyers - First time buying? We have a program for you!

Refinance - Planning to refinance your home loan?

Purchase Loans - Looking forward to purchasing a home?

Second Mortgages - Need to pull out another mortgage?

No Down Payment - Put zero down on a home.

LOAN PRODUCTS

100% Financing Loan - No down payment for borrowers with good credit.

Adjustable Rate Mortgages (ARM) - About ARM interest rates fluctuating

Balloon Mortgages - Allows low monthly payments and interest rates.

Fixed Rate Mortgages - Lock into a guaranteed rate.

Full Doc and Stated Income - This type of loan usually offers low rates.

Introductory Rate ARMs - More information on ARMs.

Reverse Mortgages - This converts equity into cash.

Types of Standard ARMs

REACH US AT:

Toll Free: 800.400.4863
Main Telephone: 949.797.9188
Fax: 949.797.9189
License #00954296
Email: [email protected]

Toll Free: 800-400-4863 Main Telephone: 949-797-9188

Adjustable Rate Mortgages

(ARM)

Adjustable rate mortgages, or ARM, is much different from a traditional fixed rate mortgage because the interest rate fluctuates during the life of the loan in accordance with movements in the index rate. Adjustable rate mortgages generally have lower initial interest rates than fixed rate mortgages and can end up saving you a substantial sum if rates are to remain steady or drop. On the other hand, when financial markets are unstable, adjustable rate mortgages can increase with little notice.

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