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LOAN PROGRAMS

Construction and Bridge Loans - Need a loan for building a custom home?

Debt Consolidation - Lower your monthly payments.

FHA & VA Loans - Want more information on government loans?

First Time Buyers - First time buying? We have a program for you!

Refinance - Planning to refinance your home loan?

Purchase Loans - Looking forward to purchasing a home?

Second Mortgages - Need to pull out another mortgage?

No Down Payment - Put zero down on a home.

LOAN PRODUCTS

100% Financing Loan - No down payment for borrowers with good credit.

Adjustable Rate Mortgages (ARM) - About ARM interest rates fluctuating

Balloon Mortgages - Allows low monthly payments and interest rates.

Fixed Rate Mortgages - Lock into a guaranteed rate.

Full Doc and Stated Income - This type of loan usually offers low rates.

Introductory Rate ARMs - More information on ARMs.

Reverse Mortgages - This converts equity into cash.

Types of Standard ARMs

REACH US AT:

Toll Free: 800.400.4863
Main Telephone: 949.797.9188
Fax: 949.797.9189
License #00954296
Email: [email protected]
Toll Free: 800-400-4863    Main Telephone: 949-797-9188
 

Federal Housing


Administration and VA Loans

 

Below is some helpful information on FHA and VA Loans.

To get started immediately click here for our FHA and VA Loans on-line application.

FEDERAL HOUSING ADMINISTRATION LOANS

This loan is insured by the Federal Housing Administration. It is open to all qualified home purchasers.

FHA Products

203(k) Loans: This loan allows home buyers to finance both the purchase and rehabilitation of a home through a single mortgage. The home must be at least one year old. The cost of rehabilitation must be at least $5000. All cost of repairs including total property value must be within FHA maximum mortgage limit.

Energy Efficient Mortgage: The Energy Efficient Mortgage (EEM) allows home buyers to save future income on utility bills. This can be done by financing energy-efficient features to a new or existing home as part of an FHA-insured home purchase. The cost of improvements be evaluated by a energy consultant or Home Energy Rating System. This cost would have to be less than the anticipated savings from the improvements.

VETERAN AFFAIRS LOAN

This is a long term program with low or no down payment guaranteed by the Department of Veterans Affairs. This program has a negotiable fixed interest rate that is competitive to conventional mortgage interest rates. VA loan is generally for members of the Selected Reserve, active duty service and to categories that pertain.

Requirements
  • You must be an eligible veteran who has available home loan entitlement.
  • Your home must be occupied or be occupied in your ownership within a reasonable period of time after closing the loan.
  • You must have sufficient income to meet the new mortgage payments on the loan, this includes the costs of owning a home, taking care of other obligation and expenses, and income to support your family.
  • A good credit score is required.

Newport Beach FHA and VA Home Loans - Apply Online

Network Lending Services, Inc. can help you with your Newport Beach FHA and Newport Beach VA home loans. Newport Beach FHA home loans can help Newport Beach borrowers obtain a Newport Beach mortgage more easily. Newport Beach VA home loans can help Newport Beach Veterans secure Newport Beach home loans to purchase their dream home. Contact Network Lending Services, Inc. for help with your Newport Beach FHA and VA home loans.

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