LOAN PROGRAMS

Construction and Bridge Loans - Need a loan for building a custom home?

Debt Consolidation - Lower your monthly payments.

FHA & VA Loans - Want more information on government loans?

First Time Buyers - First time buying? We have a program for you!

Refinance - Planning to refinance your home loan?

Purchase Loans - Looking forward to purchasing a home?

Second Mortgages - Need to pull out another mortgage?

No Down Payment - Put zero down on a home.

LOAN PRODUCTS

100% Financing Loan - No down payment for borrowers with good credit.

Adjustable Rate Mortgages (ARM) - About ARM interest rates fluctuating

Balloon Mortgages - Allows low monthly payments and interest rates.

Fixed Rate Mortgages - Lock into a guaranteed rate.

Full Doc and Stated Income - This type of loan usually offers low rates.

Introductory Rate ARMs - More information on ARMs.

Reverse Mortgages - This converts equity into cash.

Types of Standard ARMs

REACH US AT:

Toll Free: 800.400.4863
Main Telephone: 949.797.9188
Fax: 949.797.9189
License #00954296
Email: [email protected]

Toll Free: 800-400-4863 Main Telephone: 949-797-9188

100% financing loan

The 100% financing loan allows more rural families and individuals to become homeowners. This program allows moderate-income families to qualify for a mortgage without a down payment or closing costs.

Advantages to 100% financing is that no cash is needed for down payment. You do not need to liquidate stocks and other investments. You may want to finance as much as possible for tax deduction purposes. It is required that the property is owner occupied. It normally requires the use of both first mortgage and a second mortgage.

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